Fixed Annuity

Base Policy
Premium Funding
Income Benefit
Qualified Premium
Nonqualified Premium
OS
Flexible
Deferred (2 Years)
$4K
$10K
RE
Single
Immediate
$10K
$10K
REC
Flexible
Deferred (30 Years)
$10K
$10K
SV
Single
Deferred (3/4/5 Years)
$10K
$10K

Base Policy

Flexible Premium Deferred Fixed Annuity (FPDA)

Single Premium Immediate Fixed Annuity (SPIA)

Flexible Premium Deferred Fixed Annuity (FPDA)

Qualified Longevity Fixed Annuity Contract (QLAC)

A single premium deferred fixed annuity (SPDA) and multi-year guaranteed annuity (MYGA).

Standard Endorsement

The policyowner may accelerate or defer the annuitization period.

Upon the annuitization period, the policyowner may request lumpsums (as specified in the contract).

The policyowner may request lumpsums without a surrender charge (as specified in the contract) when the insurer receives satisfactory proof that the policyowner is confined to a licensed nursing care facility or accredited hospital.

The policyowner may request lumpsums without a surrender charge (as specified in the contract) when the insurer receives satisfactory proof that the policyowner has a terminal illness and is not expected to live more than 12 months.

Optional Endorsement

The policyowner may accelerate a percentage of the annuitization period annually.