Your lifeline. Online.

The of income coverage.

Our digital insurance brokerage offers income coverage backed by the highest financial strength and credit quality to empower the financial lives of professional wage and salary earners with retirement conservation and legacy preservation.

Policies

Convertible Term Life Insurance

Temporary guaranteed income replacement with the term option to surrender to permanent guaranteed and fixed supplemental income replacement.

Participating Whole Life Insurance

Permanent guaranteed and fixed supplemental income replacement with the promise to pay interest and ability to pay dividends.

Multi-Year Guaranteed Fixed Annuity

Fixed supplemental income replacement with the promise to pay interest for a lifetime or period certain.

Letter
Grade
Rating

A++

Financial
Strength
Rating

Superior

Credit
Quality
Outlook

Stable

A.M. Best Company, Inc. (AM Best) is a member-served credit rating agency that analyzes the claims-paying ability of insurance carriers. AM Best classifies insurance carriers using a letter grade rating scale from A++ to F and provides an outlook of either positive, negative, or stable. The rating and outlook reflect their “independent opinion, based on a comprehensive quantitative and qualitative evaluation of their balance sheet strength, operating performance, and business profile. These ratings are neither a warranty of a company’s financial strength nor its ability to meet its financial obligations, including those to policyholders.” AM Best is registered as a Nationally Recognized Statistical Rating Organization (NRSRO) by the Securities and Exchange Commission (SEC) and as a Credit Rating Provider (CRP) by the National Association of Insurance Commissioners (NAIC) in the United States of America (USA). Broadnax® recommends life insurance and annuity products from mutual insurance carriers rated between A++ and A- by AM Best. Superior (A++/A+) denotes the insurance carrier can exceed ongoing financial obligations to policyholders. Excellent (A/A-) denotes the insurance carrier can meet ongoing financial obligations to policyholders.

Conserve your retirement. Preserve your legacy.

Pillars

Affordability

Minimize costs and maximize benefits.

Flexibility

Adjust coverage as needs change.

Stability

Guarantee a periodic fixed income.

Security

Cover exposures to financial risk.

Liquidity

Access an emergency fund quickly.

Suitability

Design policies for life events.

Credibility

Build trust from ethical practices.

Sustainability

Contribute to a greater good.

Mutuality

Participate in returns of premium.

Principles

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